Timothy Theriault Buys Shares of Bread Financial

On June 15, 2026, Timothy Theriault acquired 1,638 shares of Bread Financial Holdings, Inc. (NYSE:BFH). This insider purchase comes as the stock trades near $101.59.

Other Institutional Activity in Bread Financial

Institutional investors have shown varied interest in Bread Financial. BlackRock, Inc. reduced its holdings by 288,829 shares, leaving it with 4,224,700 shares valued at approximately $316.4 million. Dimensional Fund Advisors LP added 9,854 shares, totaling 3,086,060 shares worth about $231.1 million. Vanguard Portfolio Management LLC significantly increased its stake, adding 2,756,336 shares to end with 2,756,336 shares valued at $206.4 million. Meanwhile, Turtle Creek Asset Management Inc. trimmed its position by 120,330 shares, holding 2,431,102 shares valued at around $182.1 million. State Street Corp also reduced its holdings by 52,788 shares, resulting in 1,764,783 shares worth about $132.2 million.

Bread Financial Holdings, Inc. Stock Down 3.7%

Shares of Bread Financial Holdings (NYSE:BFH) are trading close to $101.59. The company has a market cap of approximately $4.1 billion, with a P/E ratio of 8.29 and a forward P/E of 8.16. It has a beta of 1.169, indicating moderate volatility. The stock's 52-week range is between $51.37 and $105.20. Its 50-day moving average stands at $88.03, while the 200-day moving average is $73.55.

Recent Earnings

Bread Financial reported revenue of $2.64 billion with a growth rate of 6.1%. The company's net margin is 21.2%, and it has a return on equity of 17.5%. The next earnings release is scheduled for July 23, 2026.

Dividend

Bread Financial offers an annual dividend rate of $0.92, yielding 0.91%. The dividend payout ratio is a modest 7.18%.

Insider Buying and Selling at Bread Financial Holdings, Inc.

On June 15, 2026, multiple insiders, including Timothy Theriault, purchased 1,638 shares each. Other insiders such as Praniti Lakhwara, Joyce St. Clair, Rajesh Natarajan, John Gerspach, and John Fawcett also made similar purchases. None of these transactions were part of a pre-planned 10b5-1 trading plan.

Analysts Set New Price Targets

Analysts are divided on Bread Financial. On June 12, 2026, RBC Capital reiterated its hold rating with a price target of $115. Loop Capital initiated coverage on May 22, 2026, with a buy rating and a $104 target. Evercore ISI Group maintained its buy rating with a $99 target on April 29, 2026. Barclays maintained a sell rating with a $70 target on April 24, 2026, while TD Cowen held a hold rating with a $95 target. Keefe, Bruyette & Woods and BTIG both maintained buy ratings, setting targets of $115 and $105, respectively. Morgan Stanley upgraded the stock to hold with a $91 target on April 16, 2026.

About Bread Financial Holdings, Inc.

Bread Financial Holdings, Inc., headquartered in Columbus, Ohio, provides payment and lending solutions across North America. It offers credit card and loan financing services, including risk management and underwriting for private label and co-brand credit card programs. The company also operates the Bread Pay digital platform, which facilitates online point-of-sale financing. Bread Financial's offerings include credit cards, installment loans, and savings accounts under various brands.

Bottom Line

Timothy Theriault's purchase of Bread Financial shares on June 15, 2026, signals interest from insiders at the company. Bread Financial operates in the competitive financial services sector, providing credit and payment solutions. While institutional interest varies, analysts have mixed ratings on the stock. This insider activity and institutional movement are backward-looking and may not reflect current positions.